6 ways family members can help you get a mortgage Can you borrow money to buy a house? Absolutely. Many mortgage lenders accept multiple forms of assistance to finance your purchase. For first-time buyers, this might include using gift funds for a down payment, which can reduce upfront costs. Some borrowers may also consider personal [...]

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Is it still a good time to buy a house? Whether it's a good time to buy a house depends on your circumstances and financial readiness. Consider your job security, down payment savings, credit score and long-term goals. Current market conditions, like interest rates and housing prices in your area, also play a role. To [...]

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Conventional versus FHA loans—find out the difference When comparing an FHA loan vs. a Conventional loan: which is better? FHA loans are designed for homebuyers with lower credit scores and smaller down payments, requiring monthly mortgage insurance. Conventional loans have a higher credit score requirement and may allow you to avoid mortgage insurance with a [...]

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6 obstacles to homeownership—and how to overcome them Americans still want to buy a house, but over three-fourths say they’ve encountered obstacles.* A higher cost of living, saving for a down payment, insufficient income and poor credit are a few of these hurdles. If you feel like buying a home is out of reach, down [...]

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Should you put your home in a trust? Why put your home in a trust? Placing your home in a trust can make things easier for your loved ones if you pass away. When your home is in a trust, it transfers directly to your chosen beneficiaries without going through probate. This can save time [...]

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Modular vs. manufactured vs. mobile home—what's the difference? Modular, manufactured, and mobile homes differ in how they’re built and set up. Manufactured homes are made in factories, follow HUD standards and cost less than regular homes. Modular homes are also factory-made but follow local codes and sit on permanent foundations. Mobile homes are older, [...]

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5-star service: Guild Mortgage is #1 on Zillow Trust is everything when it comes to choosing a mortgage lender. That’s why we’re thrilled to announce that Guild Mortgage is number one in 5-star reviews on Zillow. This reflects our dedication to our customers; we provide exceptional service to deliver the promise of home. On [...]

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